This Privacy Policy does not apply to
web sites that are owned by third parties, including
web sites that link to E-Z-Payday-Loans.com or that
are linked from this web site (including web sites of
lenders and others that have business relationships
with E-Z-Payday-Loans.com to provide loans and other
consumer credit products and services to you). E-Z-Payday-Loans.com
is not responsible for the privacy practices of those
third party web sites, which may differ from ours in
significant ways. We encourage you to learn about the
privacy policies of those web sites and the companies
that operate them.
Your Consent to Our Privacy Policy
By using this web site, you represent to us that you
are an adult under the laws of the place where you reside
and that you agree with the terms of this Privacy Policy
and with the Terms and Conditions applicable to the
use of this web site. If you are not an adult under
the laws of the place where you reside, or if you do
not agree with any provision of this Privacy Policy
or the Terms and Conditions, please do not use this
web site, and do not provide any Personal Information
to us.
Why We Might Collect Your Information
Among its operations, E-Z-Payday-Loans.com
functions as a consumer credit intermediary, linking
consumers with various consumer credit products and
services. If you are applying for any of those products
or services, E-Z-Payday-Loans.com may collect
the personal information you provide us to enroll you
as a customer or to complete a transaction. In these
circumstances, however, our principal role is to facilitate
a relationship in which you provide your information
directly to a third party B for instance, to apply for
extension of credit, or to purchase a credit report
or other credit-related products or services -- rather
than to us. We collect information as a consumer credit
intermediary to enable us to:
- Transmit the information to a third-party lender
or service provider (subscribers) who process or provide
applications for the product or service you request.
- Communicate with you about your applications for
products or services.
- Confirm the acceptance and status of your request
by e-mail.
- Respond to your inquiries about the status and/or
destination of your applications.
- Identify the referring web site if you link to
us from another web site.
- Delete fictitious data from our systems, based
on a customer identifier such as a home telephone
number or e-mail address.
- Handle accounting issues between us and our subscribers
and affiliates, using a customer identifier such as
a home telephone number or e-mail address, if the
subscriber rejects your application.
- Conduct market and demographic analyses on aggregated
customer data, which does not identify individual
customers.
- Perform system and security monitoring, such as
monitoring the IP addresses of incoming traffic to
prevent abuse.
E-Z-Payday-Loans.com also provides consumer
credit education services. To do so, we may collect
your name and your e-mail address to enable us, if you
desire, to send you e-mail newsletters and other information
about our consumer education services and other programs.
In each of these circumstances, we will only collect
and use the minimum information needed to accomplish
the stated purpose, and only with your full knowledge
and consent.
How We Secure Your Information
When you provide E-Z-Payday-Loans.com with
personal information, you do so over Secure Sockets
Layer technology using a secure encrypted link between
the computer you are using and our servers. When we
transmit your personal information to the provider of
the product or service you are ordering, we also do
so over Secure Sockets Layer technology. E-Z-Payday-Loans.com
safeguards information about you in our possession according
to established physical and electronic security procedures
designed to prevent unauthorized access. We continually
assess new information protection technology.
Cookies
A cookie is a piece of data stored on your computer
that is tied to information about you. We may use both
session ID cookies and persistent cookies. For the session
ID cookie, once you close your browser, the cookie simply
terminates. A persistent cookie is a small text file
stored on the hard drive of your computer for an extended
period of time.
You may use our web sites even though you have set
your computer's browser to reject cookies. The only
drawback to rejecting cookies is that you will be limited
in some areas and services of our web site.
You may be unable to order, apply for, or request products
or services from our subscribers via our web sites if
you have set your computer's browser to reject cookies.
Thus, for you to access products or services offered
by us or our subscribers through our web sites, we recommend
that you set your computer's browser to accept cookies.
Some of the companies that offer products or services
via our web sites, and some of the companies that route
traffic to our web sites, may transmit cookies from
their web sites to your computer. We have no access
to or control over these cookies. Consequently, this
Privacy Notice only covers our use of cookies and does
not cover the use of cookies by any third parties.
We link the information we store in the session ID
cookie on your computer to the information you submit
while on our site, including any personally identifiable
information, however, as noted above, the session ID
cookie terminates when you close your browser.
Disclosure of Information
E-Z-Payday-Loans.com does not provide your
personally identifiable information to affiliated or
unaffiliated companies for their independent use, except
when we transmit the information to subscribers who
process or provide applications for the product or service
you request. E-Z-Payday-Loans.com may legally
disclose your personally identifiable information to
unaffiliated third parties when the law requires our
cooperation B for example, in response to a search warrant
issued in connection with a fraud investigation, in
response to a subpoena, or in response to a request
by an authorized government regulator. If possible,
we will attempt to comply with any legal request for
our cooperation by eliminating all personally identifiable
information before releasing our records. If that is
not possible, before we provide your personally identifiable
information to a third party as required by law, we
will seek the issuance of a protective order by a court
of competent jurisdiction compelling the third party
to maintain the confidentiality of that information.
Questions About Our Privacy Policy
If you have any questions or concerns about this Privacy
Policy or our collection of information, please contact
our customer service desk by e-mail at webmaster@E-Z-Payday-Loans.com.
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