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Payday Loan FAQ

Frequently Asked Questions

Below you will find answers to some of our most frequently asked questions regarding payday loans and our online loan programs. If you have questions that are not answered here please feel free to contact us.

 Do I need good credit in order to qualify for a payday loan?
No, good credit is not a requirement for approval. Your credit report will not even be checked during the application process.All that is required is that you generate at least $1,000 minimum monthly income and that you have an active checking account.

 How much money can I qualify for?
Loan amounts range from $200 to $1000. The amount you can qualify for is determined by your monthly income. The maximum amount we loan at one time is $1,000.

 Do I need a checking account in order to receive a payday loan?
Yes, you must have an active checking account in order to receive a payday loan.

 How will I receive my cash?
Your payday loan will be deposited directly into your checking account, usually within no more than 24 hours.

 Is a payday loan the same thing as a cash advance?
Yes, they are essentially the same thing. A cash advance or emergency loan is just another name for a payday loan.

 Are there limitations on what I can use my payday loan for?
No, there are no limitations. You can use the money for any purpose.

 If I am approved, how long will it be before I receive my money?
Upon approval, you will usually receive your cash within 24 hours.

 Will my loan information be kept confidential?
Yes, your personal information will be kept confidential.

 How can I get started?
Getting started is easy! Just fill out our payday loan request form and get the cash you need today! Click Here to Get Started

 

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